3.5% Down Payment required – payment options available.
VA Loans
Maximum loan amount is $548,250.
Certificate of Eligibility Required DD214.
Up to 100% Financing
USDA Loans
100% Financing Available
United States Department Agriculture Rural Developments.
Items Needed for Mortgage Application
Completed application, including two years of residency and employment history.
Copy of driver’s license & social security card for each borrower.
Current statement of assets: stocks, bonds, mutual funds, IRA’s, 401K’s, etc.
Two months most recent bank statement for all checking, savings, and brokerage accounts.
A minimum of two years complete personal tax returns
Last two years W-2’s or 1099s
Most recent pay stubs for each borrower, and most recent documentation of other income sources (retirement, social security, note income, child support, etc.)
